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You'll additionally get a free copy of your credit report -- examine it and stay in contact with the credit bureaus until they correct any fraudulent fees or accounts you discover there. Bank card companies restrict your legal responsibility on fraudulent purchases, and you may dispute false expenses. A savings account that has no checks issued and is not linked to any debit card will be a lot more durable for a thief to achieve access to. If you keep a big sum of money in your predominant checking account, then all that money is weak if someone steals your debit card or writes checks in your identify. If you ship mail, use secure, opaque envelopes so nobody can read account numbers or spot checks just by holding them as much as the light. Only use ATMs in safe, properly-lit places, and do not use the machine if someone is standing too close or looking over your shoulder.
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