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You'll also get a free copy of your credit report -- check it and stay involved with the credit score bureaus until they right any fraudulent charges or accounts you find there. Credit card firms restrict your liability on fraudulent purchases, and you'll dispute false charges. A savings account that has no checks issued and isn't linked to any debit card can be a lot harder for a thief to achieve access to. If you retain a big amount of money in your main checking account, then all that money is susceptible if somebody steals your debit card or writes checks in your identify. Whenever you ship mail, use safe, opaque envelopes so nobody can read account numbers or spot checks just by holding them up to the light. Only use ATMs in secure, properly-lit areas, and do not use the machine if someone is standing too close or trying over your shoulder.
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