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You'll additionally get a free copy of your credit report -- test it and stay involved with the credit score bureaus until they appropriate any fraudulent costs or accounts you find there. Credit card companies limit your legal responsibility on fraudulent purchases, and you can dispute false costs. A financial savings account that has no checks issued and is not linked to any debit card will likely be much harder for a thief to realize access to. If you retain a big amount of money in your important checking account, then all that cash is weak if somebody steals your debit card or writes checks in your name. While you send mail, use safe, opaque envelopes so no one can learn account numbers or spot checks just by holding them up to the sunshine. Only use ATMs in safe, nicely-lit locations, and do not use the machine if somebody is standing too shut or wanting over your shoulder.
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